In an effort to ease the intense pressure that its students face in China’s notoriously rigid exam-based education system, a school in Nanjing has created a “grade bank” that lets students “borrow” grades so that they can pass exams, and then repay them in subsequent tests.
Oh man, I wish we had something like this when I was in school, because this system sounds awesome! So here’s how it works: the innovative mark bank allows students to loan marks to make up for a failing grade in any exam. But, just like regular banks, it requires “clients” to pay back the loan on time, with interest. Thus, students have to make up for the loan by scoring extra points in future exams. Some teachers also allow the students to repay the bank by conducting lab experiments or giving public speeches. Pupils who default on their loans are blacklisted by the bank, just like in real life.